Information according to EU General Data Protection Regulation (EU GDPR)

Responsible within the meaning of Art. 4 No. 7 EU-GDPR

Association of Clubs Creditreform eV
Hellersbergstraße 12
D-41460 Neuss Germany
Tel: +49 2131 109-0
Fax: +49 2131 109-8000
creditreform@verband.creditreform.de

Data Protection Officer

You can reach our data protection officer under
Data Protection Officer

Tel: +40 743028079
E-Mail: protectiadatelor@creditreform.ro

Declaration within the meaning of the EU GDPR

In particular, information is stored in our database about the name, company name, address, marital status, professional activity and financial circumstances, any liabilities and information on payment behavior.

The data comes in part from publicly available sources such as public registers, the Internet, the press and other media, as well as from the transmission of data on outstanding claims.

The purpose of the processing of the collected data is to provide information about the creditworthiness of the requested person / company including other credit-related information as well as the use for direct mail marketing. The legal basis for processing is Article 6 (1f) of the EU GDPR. If Creditreform, as a collection agency, processes a claim against you as the debtor, the necessary data is also processed in the Creditreform collection area.

In accordance with Art. 6 (1f) EU-DSGVO, information about the data stored with us may only be issued if a customer credibly demonstrates a legitimate interest in the knowledge of this information. If data are transmitted to countries outside the EU, this is done on the basis of the so-called standard contractual clauses, which can be viewed or sent to eur-lex.europa.eu/legal-content/EN/TXT/PDF/.

Legitimate interests in the aforementioned sense may be: credit decision, business initiation, shareholding, claim, credit check, insurance contract, overdue receivable, enforcement information.

Our clients include both domestic and foreign credit institutions, leasing companies, insurance companies, telecommunications companies, receivables management companies, mail order companies, wholesalers and retailers, as well as other companies that deliver goods or services on account. Within the scope of the legal provisions, a part of the data available in the economic database is also used for the supply of other company databases, inter alia for the purpose of dialogue marketing and for the updating, validation and enrichment of address stocks as well as the production of corresponding data carriers.

The data are stored as long as their knowledge is necessary for the fulfillment of the purpose of the storage. The knowledge is usually required for a storage period of three years. After expiration, it is checked whether storage is still necessary, otherwise the data will be deleted on a daily basis. In case of settlement of the facts, the data will be deleted exactly three years after completion. Entries in the debtor register are deleted in accordance with § 882e ZPO at the end of three years from the day of the registration order. Further details can be found in the "Code of Conduct for the Checking and Deletion Periods of Personal Data by the German Credit Reference Centers" published by the association "Die Wirtschafts- auskunft.de eV", which can be found at the following link: http://www.handelsauskunfteien.de/fileadmin/user_upload/handelsauskunfteien/doc/DW_CoC_Loeschfristen_180418_final_Logo.pdf

You have a right to information about the personal data stored by us. Insofar as the data stored about you should be wrong, you are entitled to correction or deletion. If it is not possible to determine immediately whether the data is incorrect or correct, you are entitled to block the data until clarification. If your data is incomplete, you are entitled to complete the data.

If you have given your consent to the processing of the data stored by us, you have the right to revoke this consent at any time. The revocation does not affect the legality of the processing of your data based on your consent until any revocation.

You can complain about the processing of the data by us in the responsible for your country country commissioner for data protection.

The transmission of your data to us is neither legally nor contractually required or required for a contract. You are not obligated to provide us with the requested data. Failure to provide us with your information may make it difficult or impossible for your lender or supplier to assess your creditworthiness, which in turn may result in your being denied credit or wholesale service.

right to

The processing of the data stored by us takes place for compelling legitimate reasons of creditor and credit protection, which regularly outweighs your interests, rights and freedoms, or serves the assertion, exercise or defense of legal claims. Only in the case of reasons that arise from a particular situation that you have and need to be proven can you object to the processing of your data. If such special reasons prove that the data is no longer being processed. If your data is processed for advertising and marketing purposes, you have the right to object at any time. Then your data will no longer be processed for this purpose.

Information acc. Art. 13 of the EU General Data Protection Regulation (EU GDPR) on candidate data processing

Information acc. Art. 13 of the EU General Data Protection Regulation (EU GDPR) on candidate data processing.

For the purpose of processing applicant data, we will process the following data from you: salutation, title, surname, first name, e-mail address, telephone number, fax number, address, bank account details, certificates and certificate data, if applicable. The legal basis for data processing is Art 6 para. 1a and f EU-DSGVO. The data will be stored for as long as necessary to complete the application process. If the data is no longer needed, it will be deleted. For purposes of proof and with regard to possible litigation, data on rejected applicants will be deleted no later than six months after the end of the application process.

You have a right to information about the personal data stored by us. Insofar as the data stored about you should be wrong, you are entitled to correction or deletion. If it is not possible to determine immediately whether the data is incorrect or correct, you are entitled to block the data until clarification. If your data is incomplete, you are entitled to complete the data. You can complain about the processing of the data by us in the responsible for your country country commissioner for data protection.

The transmission of your data to us is not required by law, but it makes sense to process the application process with you. Nevertheless you are not obliged to give us the desired data. Do not give us your data, this will remain without any consequences for you.

If you have given your consent to the processing of the data stored by us, you have the right to revoke this consent at any time. The revocation does not affect the legality of the processing of your data based on your consent until any revocation.

You can object to data processing for the purpose of applicant data management at any time. The data will then no longer be processed for this purpose.

More general information about visiting our website

General

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.

The use of our website is usually possible without providing personal information. As far as on our sides personal data (for example name, address or E-Mailadressen) are raised, this takes place, as far as possible, always on freiwilliger basis.

We point out that the data transmission in the Internet (eg in the communication by E-Mail) can exhibit security gaps. A complete protection of the data from access by third parties is not possible.

On our pages plugins of the social networks Facebook, Google, Twitter, Xing and LinkedIn are integrated. Please note the following sections about these plugins, which apply if you have activated the plugin at the end of the website.

Server log files

When you access our website, a cookie automatically records information of a general nature. This information (server log files) includes, for example, the type of web browser, the operating system used, the domain name of your Internet service provider, and the like. These are only information that does not allow you to identify yourself.

This information is technically necessary to correctly deliver the contents of web pages requested by you and is mandatory when using the internet. They are processed in particular for the following purposes:

  • Ensuring a hassle-free connection to the website
  • Ensuring smooth use of our website
  • Evaluating system security and stability
  • For other administrative purposes

The processing of your personal data is based on our legitimate interest for the purposes mentioned above for collecting data. We do not use your information to draw conclusions about you. The recipient of the data is only the responsible body and possibly the processor.

Anonymous information of this kind may be statistically evaluated by us to optimize our website for the underlying technology.

cookies

The internet pages partly use so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our offer more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and stored by your browser.

Most of the cookies we use are so-called "session cookies". They are automatically deleted after your visit. Other cookies remain stored on your device until you delete them. These cookies allow us to recognize your browser the next time you visit.

You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.

Set up registration / account

When registering for the use of our personalized services, some personal information will be collected, such as name, address, contact and communication information such as telephone number and e-mail address. If you are registered with us, you can access contents and services that we only offer to registered users. Registered users also have the option of changing or deleting the data specified during registration at any time. Of course, we also provide you with information about the personal data we hold about you at any time. We are happy to correct or delete these at your request, as far as no statutory storage requirements are contrary.

Once you have registered, you consent to the processing of your basic data for the prescribed purpose and also to the use of your contact information for your own advertising purposes, eg to offer you other Creditreform services. You have the opportunity to revoke your consent at any time. If you make use of it, your registration data will be deleted.

Newsletter data

If you wish to receive the newsletter offered on the website, we need an e-mail address from you, as well as information that allows us to verify that you are the owner of the e-mail address provided and that you agree to receive the newsletter , Further data is not collected. We use this data exclusively for the delivery of the requested information.

The granted consent to the storage of the data, the e-mail address and their use for sending the newsletter, you can revoke at any time, such as the "Austragungs" link in the newsletter.

Contact form and e-mail contact

On our website is a contact form available, which can be used for electronic contact. If this option was available, the data entered in the input mask will be transmitted to us and saved.

Alternatively, contact via the provided e-mail address is possible. In this case, the user's personal data transmitted by e-mail will be stored.

There is no disclosure of data to third parties in this context. The data is used exclusively for processing the conversation. You always have the option to revoke your consent to store your data for this purpose. If you make use of it, your contact details will be deleted.

encoding

In order to ensure the security of your data during transmission, we use state-of-the-art encryption methods (eg TSL) via HTTPS.

Privacy Policy for the use of Facebook plug-ins (Like-Button)

On our pages plugins of the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA, are integrated. The Facebook plugins can be recognized by the Facebook logo or the "Like-Button" ("Like") on our site. An overview of the Facebook plugins can be found here: http://developers.facebook.com/docs/plugins/.

When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. Facebook receives the information that you have visited our site with your IP address. If you click on the Facebook "Like-Button" while you are logged into your Facebook account, you can link the contents of our pages to your Facebook profile. As a result, Facebook can assign the visit to our pages to your user account. We point out that we as the provider of the pages are not aware of the content of the data transmitted and their use by Facebook. For more information, see the Facebook Privacy Policy at www.facebook.com/policy.php.

If you do not want Facebook to associate your visit to our pages with your Facebook user account, please log out of your Facebook user account.

Use of web fonts

We use external fonts on the website, so-called Google Web Fonts. Google Fonts is a service of Google Inc. ("Google"). The integration of these web fonts is done by a server call, usually a Google server in the USA. This will be transmitted to the server, which of our websites you have visited. Also, the IP address of the browser of the terminal of the visitor of this website is stored by Google. For more information, see the Google Privacy Policy, which you can access here: Google Privacy Policy